4finance Group
General Information
Identification Code: 722373734443-59
Website: http://4finance.com
Entity Form: SA
Registration Category: Companies & groups
Registration Date: 4/4/2019
Last Update: 3/18/2024
Mission & Interests
Goals: Established in 2008, 4finance is one of Europe’s largest digital consumer lending groups with operations in 11 countries. Leveraging a high degree of automation and data-driven insights across all aspects of the business, 4finance has grown rapidly, issuing over €10 billion since inception in single payment loans, instalment loans and lines of credit. 4finance operates a portfolio of market leading brands, through which, as a responsible lender, the firm offers simple, convenient and transparent products to millions of customers who are typically underserved by conventional providers. 4finance has group offices in Riga (Latvia) and London (UK). The Group also offers deposits, in addition to consumer and SME loans through its TBI Bank subsidiary, an EU licensed institution with operations in Bulgaria, Romania and Greece.
Interests Represented: Promotes their own interests or the collective interests of their members
Interests:
- Banking and financial services
- Competition
- Digital economy and society
- Economy, finance and the euro
- Fraud prevention
- Single market
Levels of Interest:
- european
- global
Activities
Main EU Legislative Proposals: We have been primarily interested in the revised Consumer Credit Directive, now passed to Member States for implementation. As a business we have operated since the the 2008 Directive was launched. We have experience of over a dozen European markets and how the CCD has been implemented locally.
Communication Activities: Responding to the CCD evaluation process, to share views on its current form and how it might evolve to better reflect the changes in the market and citizens' expectations.
Inter-institutional or Unofficial Groupings: N/A
Head Office
Address: Lielirbes iela 17a-8
Post Code: LV-1046
City: Riga
Country: LATVIA
Phone:
Indic Phone: 371
Phone Number: 660 550 99
EU Office
Address: Lielirbes iela 17a-8
Post Code: LV-1046
City: Riga
Country: LATVIA
Phone:
Indic Phone: 371
Phone Number: 660 550 99
Financial Data
Closed Year:
Start Date:
End Date:
Funding Sources:
Contributions:
Total Budget: 0
Grants:
Current Year:
Grants:
Membership Information
Members25 Percent: 1
Members: 1
Members F T E: 0.25
Info Members: Our local operations are sometimes active at the national level, through trade associations.
Structure
Structure Type: Structure
Is Member Of: apnu.cz
flv.lv
aemip.es
And through these national associations: europeandigitalfinance.eu
Current Job Opportunities
Director of EU Policy at 4Finance Spain
4 Finance Spain Financial Services SAU
seniorBrussels, BelgiumFull-time-time
Posted: 9/23/2025
Graduate Intern at 4finance Group
4finance Group
internBrussels, BelgiumFull-time-time
Posted: 9/23/2025
mid-levelBrussels, Francefull-time
Posted: 8/21/2025